Pre-existing condition insurance??

How is it we do not have pre-existing insurance for cars, fires, floods, etc.? In these cases, you have to buy the insurance and carry it as long as you want to protect yourself from such occurrences. In short there is no pre=existing coverage in these cases. When one is first born, unless he/she has a medical birth defect of some sort, it is born without a pre-exsisting condition. Anything that occures after that cannot be established as a pre=existing condition. What does 'pre'--indicate? It indicates the word "before." Or prior Anything that happens after birth--can not be considered pre, before of prior to! YOU CANNOT BUY A CAR, DRIVE IT FOR YEARS, GET INTO A WRECK AND THAN BUY CAR INSURANCE, EXPECTING THE INSURANCE TO COVER YOU AFTER THE FACT. So why should HEALTH INSURANCE BE ANY DIFFERENT? There is no after the fact insurance--never has been, never should be. Would you expect any insurance company to cover your car, after the wreck? This is nothing but political verbiage or better stated "Hogwash." "You cannot make up a word/phrase and make it anything you want it to mean. Words can mean many things--but a word cannot." The Messenger http://themessengerpage.blogspot.com